SMI Farm Scene

What's Yoursurance
for your motorcycle?

Experience the true freedom and adventure of hitting the open road, knowing you are protected for whatever may come your way.

Switching is easier than you think, and the right insurance is really affordable.

The motorcycle insurance coverage basics.

How do I decide on what to protect with my motorcycle?

When considering your insurance needs, it is important to understand the types of coverage that are available.

Experience a life of freedom and Adventure! From a planned vacation, to a quick ride to the store, make sure you have the coverage you need when you need it. There are a number of additional coverage options that you may want to include in your Motorcycle insurance policy. Take the time to discuss your coverage needs with us to determine which coverage options are best for you.

Yoursurance: What you should protect for your motorcycle

Accident Benefits

Coverage for healthcare cost and loss of income for you or your family if injured in a motorcycle accident.


Covers costs to repair damages to your motorcycle resulting from an accident with another vehicle or object.


Safeguard against damage not caused by a collision including theft, vandalism, falling objects and more.


Provides coverage and protection when you are responsible for causing bodily injuring or property damage.

Replacement Guarantee

Your motorcycle will be replaced by a brand new bike in the event of a theft or a total loss.


IBundling your home, motorcycle and auto, being a retiree, insuring more than one vehicle and maintaining a clean driving record can save you money.

Personal Effects

Coverage for your personal property usual to the use of your motorcycle, or carried within your motorcycle trailer.

Protective Equipment

Provides replacement cost coverage for your personal protective equipment in many events that could cause a loss, or damage to your personal items. These include, but not restrictive to: helmets, gloves, goggles, jackets, etc.

Vacation Expense

Coverage for additional expenses incurred while on vacation 100km away from your home, should a loss, or damage to your motorcycle happen while out on the road. Food and accommodations are also covered to a maximum.