SMI Homem Scene

What's Yoursurance
for your home?

Your home is the foundation of your life, finding the right coverage can help ensure your future is protected.

Switching is easier than you think, and the right insurance is really affordable.

The home insurance basics.

How do I decide on what to protect with my home?

When considering your home insurance needs, it is important to understand the types of coverage that are available.

We ensure that you have the right coverage for your home by providing a personal assessment. We make sure you have the right insurance at the right price, including an assessment for what it would cost to replace your home in the event of a claim. You don't want to find out at the time of a claim that you do not have enough or the right insurance. We will help you with this.

Yoursurance: What you should protect for your home

Your Home

In the event your dwelling is damaged by covered risks such as fire, wind, water, theft and other unexpected incidences, you will be covered for repairs or replacements costs


Coverage for all contents in your home including items such as clothing, furniture, electronics and appliances - essentially anything that is movable. Coverage can extent off-premises when you are travelling, if you have a relative move to a retirement home or have student away at school.

Water Protection

Water damage is the leading cause of loss. Water Protection will provide coverage for Ruptured plumbing, sewer backup and extensions of coverage such as overland water and service line are available.

Scheduled Items

Unique higher value items can be listed on your home policy providing additional coverage options for your fur coat, valuable art work, and jewellery, for example.

Personal Liability

Coverage for you and your family for anything you could be held personally liable for. Personal liability goes where you go.

Detached Buildings

Coverage includes your detached garage, she-shed, pool house, garden shed, workshop etc. anything that is separate from the home.