No matter what kind of retail business you are in you need protection for the unique risks you face working with the public everyday
Switching is easier than you think, and the right insurance is really affordable.
How do I decide on what to protect with my health & fitness business?
Protect your business, its assets and your income with a tailor made package unique as your business.
A complete insurance package for your Health & Fitness will be developed by your SMI insurance specialist. We will visit you at your studio personally review your risks & operations and make real recommendations for the best package and price for you.
Coverage for loss or damage to your studio or facility if you own it as a result a claim such as fire, wind, water, theft and other unexpected incidences.
Protecting your facility against loss or damage to your property such as equipment: bikes, weights, mats, rowers.
Coverage to protect yourself against claims related to your delivery of professional services, and/or advice.
Protection from lawsuit arising from injuries to program participants.
Coverage for Tenants liability exposure regarding loss or damage to the property they rent.
Coverage to protect your business against claims made by others for bodily injury and property damage, products, services and advertising that arise from your business operations
Coverage for you and your employee drivers for liability, and your vehicle for damages, should an accident occur during business use.
Coverage to assist and defend the organization against allegations of abuse that may arise when working within the programming or operational happenings of the organization.
Professional liability coverage that responds to negligence from professional services that lead to bodily harm.
Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.
Coverage for replacing lost income as a result of interruption of your regular business operations due to a loss, or claim. Options for extra expense incurred for relocation and advertising.