SMI Contractor Scene

What's Yoursurance
for your health & fitness business?

No matter what kind of retail business you are in you need protection for the unique risks you face working with the public everyday

Switching is easier than you think, and the right insurance is really affordable.

SMI Health & Fitness Icon

The health & fitness insurance basics.

How do I decide on what to protect with my health & fitness business?

Protect your business, its assets and your income with a tailor made package unique as your business.

A complete insurance package for your Health & Fitness will be developed by your SMI insurance specialist. We will visit you at your studio personally review your risks & operations and make real recommendations for the best package and price for you.

Expert Guidance .

Your Dedicated Broker:
Hambley RIB(ON)


Meet Lori

Yoursurance: What you should protect for your health & fitness business


Coverage for loss or damage to your studio or facility if you own it as a result a claim such as fire, wind, water, theft and other unexpected incidences.

Contents, Stock & Equipment

Protecting your facility against loss or damage to your property such as equipment: bikes, weights, mats, rowers.

Professional Liability

Coverage to protect yourself against claims related to your delivery of professional services, and/or advice.

Participant Liability

Protection from lawsuit arising from injuries to program participants.

Tenants Legal Liability

Coverage for Tenants liability exposure regarding loss or damage to the property they rent.

Commercial Liability

Coverage to protect your business against claims made by others for bodily injury and property damage, products, services and advertising that arise from your business operations

Non-Owned Auto

Coverage for you and your employee drivers for liability, and your vehicle for damages, should an accident occur during business use.

Abuse Liability

Coverage to assist and defend the organization against allegations of abuse that may arise when working within the programming or operational happenings of the organization.

Malpractice Liability

Professional liability coverage that responds to negligence from professional services that lead to bodily harm.


Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.

Loss of Income / Business Interruption

Coverage for replacing lost income as a result of interruption of your regular business operations due to a loss, or claim. Options for extra expense incurred for relocation and advertising.

Request A Quote

Please complete the form below and your SMI Dedicated Broker will be in touch shortly about your quote request.