SMI Contractor Scene

What's Yoursurance
for your electrical business?

Having the right insurance in place can keep your projects moving forward, and you doing what you do best.

Switching is easier than you think, and the right insurance is really affordable.

SMI Contractors Icon

The electrical insurance basics.

How do I decide on what to protect with my electrical business?

At Stewart Morrison Insurance, our contractor insurance experts will review your needs and recommend the right coverage to protect your assets:

We provide customized policy options for home builders, electricians, trade contractors, mechanical contractors and more - insurance built for your business.

Expert Guidance .

Your Dedicated Broker:
Anderson R.I.B. (ON), CIP


Meet Jennifer

Yoursurance: What you should protect for your electrical business

Building(s) / Property

Coverage for loss or damage to your buildings if you own it as a result a claim such as fire, wind, water, theft and other unexpected incidences.

Equipment & Tools

Coverage for loss or damage to tools and equipment from theft or other damage that may occur at your work site, in storage or while in transit.

Commercial Liability

Coverage to protect your business against claims made by others for bodily injury and property damage, products, services and advertising that arise from your business operations

Contractors Errors and Omissions

A specific form of liability coverage to protect against claims for unintentional work errors, products or impaired property.

Installation floater

Coverage for property or property of others, while in transit or during installation.

Loss of Income / Business Interruption

Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.

Business Vehicles

Coverage for vehicles used or registered to your business. This allows your employees or others to drive with coverage for liability, accident benefit collision, comprehensive, loss of use, should an accident occur.

Builders Risk

Coverage for property of owners, or builders of projects, during course of construction, renovations, or repair.

Surety Bonds

Third party contract designed to guarantee a contractors contractual obligations are fulfilled.

  1. Bid Bond
  2. Performance Bond
  3. Payment Bond


Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.

Request A Quote

Please complete the form below and your SMI Dedicated Broker will be in touch shortly about your quote request.