SMI Farm Scene

What's Yoursurance
for your business?

No matter what kind of business you are in, having the right insurance in place can keep your operations in place, and you doing what you do best.

Switching is easier than you think, and the right insurance is really affordable.

The business insurance basics.

How do I decide on what to protect with my business?

At Stewart Morrison Insurance, our business insurance experts will review your needs and recommend the right coverage to protect your assets:

As a business owner you want to open your doors to your customers and grow your business with the peace of mind that you are protected from inventory theft, equipment breakdown and other unexpected events.

Yoursurance: What you should protect for your business


Coverage for loss or damage to your buildings as a result fire, wind, water, theft and other unexpected incidences.

Stock, Equipment & Contents

Protecting your company assets against damage, loss and theft of your property like POS systems, computers, furniture, and inventory.

Commercial Liability

Coverage to protect your business against claims made by others for bodily injury and property damage, products, services and advertising that arise from your business operations.

Business Vehicles

Coverage for vehicles used or registered to your business. This allows your employees or others to drive with coverage for liability, accident benefit collision, comprehensive, loss of use, should an accident occur.

Auto & Fleet

Volume discount pricing for five vehicles or more.

Professional Liability

Coverage to protect yourself against claims related to your delivery of professional services, and/or advice.

For Profit Directors & Officers

Coverage for Directors that may be held liable for business operations such as financial losses, wrongful dismissal, employee discrimination or failure to act under a statute such as maintaining correct records.

Cyber Risk

Designed to help in recovery of retail software containing customer data, and lawsuits associated with breach of information.


Coverage for financial loss of currency or inventory from employee dishonesty, inside or outside robbery, fraud and forgery.

Loss of Income

Coverage for replacing lost income as a result of interruption of your regular business operations due to a loss, or claim.